Employee Benefits

Why Choose Me?

The Benefits

Group Term Life Insurance

I will get a flat amount ($10,000 to $1,000,000 with increments as little as $5000) and salary based (1 to 3 times earning, maximum up to $1,000,000) group term life insurance plans for employees and dependents.

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Accidental Death and Dismemberment

In case of death by accident, twice the sum insured under group life insurance will be paid. In case of dismemberment, a lump sum is payable under this plan depending upon the severed limb.

Critical Illness and Disability Coverage

Critical illensses such as heart attack, stroke, cancer are covered under critical illness plan. Disability coverage includes short term disability benefit (STDB)and long term disability benefit plan (LTDB). The benefit amount may usually be for 55%, 60%, 66.7%, 70% or 75% of weekly earned income in case of STDB and 60%, 66.7%, 70% or 75% of weekly earned income in case of LTDB.
Employee benefit plans are crucial to insure youe employees against unforeseen medical emergencies. Apart from giving employers the appropriate tax benefits, it also acts to protect your employees and their dependents from acute or chronic medical conditions. Apart from Group Term Life Insurance, Accidental Death and Dismemberment coverage, and Critical Illness and Disability Coverage, this plan also covers the medical travel lasting upto 30 days including transportation, paramedical, medical and hospital expenses for up to $5,000,000. Also included eye exams, vision correction, and extended health care which includes normal health care costs not covered by Ontario Health Insurance Plan.
Why Choose Us?
Group Term Life Insurance
We offer flat amount ($10,000 to $1,000,000 with increments as little as $5000) and salary based (1 to 3 times earning, maximum upto $1,000,000) group term life insurance plans for employees and dependents.
Accidental Death and Dismemberment
In case of death by accident, twice the sum insured under group life insurance will be paid. In case of dismemberment, a lump sum is payable under this plan depending upon the severed limb.
Critical Illness and Disability Coverage
Critical illensses such as heart attack, stroke, cancer are covered under critical illness plan. Disability coverage includes short term disability benefit (STDB)and long term disability benefit plan (LTDB). The benefit amount may usually be for 55%, 60%, 66.7%, 70% or 75% of weekly earned income in case of STDB and 60%, 66.7%, 70% or 75% of weekly earned income in case of LTDB.
The Benefits
Employee benefit plans are crucial to insure youe employees against unforeseen medical emergencies. Apart from giving employers the appropriate tax benefits, it also acts to protect your employees and their dependents from acute or chronic medical conditions. Apart from Group Term Life Insurance, Accidental Death and Dismemberment coverage, and Critical Illness and Disability Coverage, this plan also covers the medical travel lasting upto 30 days including transportation, paramedical, medical and hospital expenses for up to $5,000,000. Also included eye exams, vision correction, and extended health care which includes normal health care costs not covered by Ontario Health Insurance Plan.
Dental Plan
Why a Dental Plan is needed?
Dental Plan Benefits

Low cost dental plan

The premium you’ll be paying for employee benefit dental plan is much lower than our industry counterparts. Plus you get the tax benefits.
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100% client satisfaction

Many business enterprises have benefitted from our lucrative dental plans in the past and we are dental plan providers for various esteemed organizations.

Can visit the best dentists

In case the dental illness requires the aid of a specialist, your employees can take the services of best dental clinics in twon without worrying about the cost.
Dental plans prove to be a lucrative investment as employees seek dental cover for themselves and dependents when they consider working for any organization. Dental treatments like root canal traetments, crowning, teeth restorations, dental implant installations etc can be very expensive if the costs are not covered by an insurance. In the absence of a dental insurance plan, people postpone these crucial treatments further complicating their conditions.

I can provide low premium dental plans that offer lucrative benefits for employers as well. The premiums you pay are tax deductible. Moreover, dental health affects the overall health of an individual. Therefore, dental plans are necessary to ensure the overall health of your valuable staff.

Why a Dental Plan is needed?
Low cost dental plan
The premium you’ll be paying for employee benefit dental plan is much lower than our industry counterparts. Plus you get the tax benefits.
100% client satisfaction
Many business enterprises have benefitted from our lucrative dental plans in the past and we are dental plan providers for various esteemed organizations.
Can visit the best dentists
In case the dental illness requires the aid of a specialist, your employees can take the services of best dental clinics in twon without worrying about the cost.
Dental Plan Benefits
Dental plans prove to be a lucrative investment as employees seek dental cover for themselves and dependents when they consider working for any organization. Dental treatments like root canal traetments, crowning, teeth restorations, dental implant installations etc can be very expensive if the costs are not covered by an insurance. In the absence of a dental insurance plan, people postpone these crucial treatments further complicating their conditions. Our low premium dental plans offer lucrative benefits for employers as well. The premiums you pay are tax deducible. Moreover, dental health affects the overall health of an individual. Therefore, dental plans are necessary to ensure overall health of your valuable staff.

Drug Benefits

Group Term Life Insurance
Accidental Death and Dismemberment
There are two coverage options:

Flat Amount: The amount chosen usually varies between $10,000 to $1,000,000 with increments from as little as $5,000.

Salary Based: The amount of coverage is usually in the range of 1 to 3 times earnings with a maximum of $1,000,000. This option provides increased flexibility enabling the coverage to be increased in line with inflation or when the employee’s circumstances change.

Coverage is also available for an employee’s spouse and children.

Premiums paid by you are taxed as a benefit to your employee but the benefits are not taxable.

Should one of your employees die as a result of an accident twice the sum they are insured for under the Group Term Life Insurance coverage would pay out or, dependent upon the limb that has been dismembered, a lump sum would be payable.

Premiums paid by you are not taxed as a benefit to your employee but still provide cheap insurance and the proceeds are not taxable to the beneficiary.